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Budgeting

There are many ways to cut your expenses and so to have more disposable income and more money to save, but this is only one aspect of saving money. That’s because even if you were to save hundreds each month by buying cheap food, walking instead of driving and re-using your bottles, you would find …

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What is Debt?

We all hear a lot about debt whether it’s from debt consolidation companies, our banks or our friends and relatives who perhaps are struggling with it themselves. It seems everyone these days has debt whether it’s your average Joe, large corporations or even countries… but what is debt? And what does it mean? Essentially the …

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