Hello and welcome to DebtAndUs.com, your one stop resource for countless articles on debt and finance. Debt is a highly complicated subject and we are constantly fed a lot of different and complicated information regarding the topic. We hear things about credit ratings, about loan consolidation, about financial modelling, about interest rates and it can be very difficult to understand it all. When we are struggling with debt ourselves this can be a serious problem, and can certainly damage our ability to get out of debt and to manage our finances as effectively as possible and avoid the ‘debt trap’.

This website then exists to inform you on every aspect of debt through simple and engaging articles based on heavy research and the most up-to-date information. We’ll address how debt affects you and how it affects countries on a larger scale, as well as how to get out of it, how to manage it, how to avoid it and how it works and what it means. This can then help you to understand what’s in the news, but more importantly it can help you to make the right decisions when borrowing money and paying it back – and this is crucial if you want to avoid getting yourself into the kind of debt that can ruin lives. Knowledge is power and being well informed is the best way to protect yourself.

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